buy now and pay later with zipPay



zipPay is a safe, simple & convenient payment option, powered by zipMoney, allowing you to shop online today and pay later for your purchases.

  • Shop without a credit card
  • Easy monthly repayments
  • Up to $1000 shopping account
  • No interest ever!


    How does zipPay work?

    Checkout online with zipPay » Create your account and confirm purchase
    zipPay pays on your behalf » Your order will be processed immediately 
    3 Pay off your balance over time » Easy payments that suit your lifestyle

    *Read more about zipPay here 
    Who can apply?
    • Must be an Australian citizen or permanent resident
    • Must be 18 years or older
    • Must be employed, earning at least $300 per week
      What does it cost?

      At the end of each billing month, you can choose to pay off your balance in full or simply make a payment that suits your budget (Please note there is a minimum repayment of $40 per month). A $5 monthly account service fee is added to your account for any month you have an outstanding balance.

      There are NO establishment fees to setup your account and NO interest ever! If you have repaid your balance in full within 30 days you will never be charged any fees!
      Once you have repaid your balance down to $0, no fees will ever be charged to your account – it will simply remain open waiting for you to use again to make additional purchases.
      How do I create my account

      To create your zipPay account, all you need is a social media account and to confirm the details that you would normally enter when shopping online. Subject to approval, this process takes only seconds after which you can complete your purchase and pay for it later!

      Once you’re approved for your zipPay shopping account, you never have to apply again and can continue to reuse it as much as you like.
      How do I make repayments?
      To ensure you never miss a payment you can setup a direct debit to automatically make your repayments. You can set this to run for as much as you like and as often as you like, as long as you pay at least the minimum ($40) each month.

      Additionally, you can make a one-off payment anytime by logging into your zipPay Digital Wallet and selecting 'Make a Payment' Payments can be paid online by debit card, credit card or Bpay.
      Should you have any other questions, or require help please contact zipPay on